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About PlusGiftCard

Building the Next Generation of Gift Cards.

We believe gift cards can be more than a one-time gift. PlusGiftCard is being built to make them more rewarding, flexible, digital, and useful in everyday life.

Gift Cards Beyond Gifting.

One platform designed around gifting, cashback, self-use, digital management, and more flexible ways to use eligible gift-card value.

Consumer FirstDesigned around flexibility and choice
Digital FirstBuilt for how people shop today
Experienced TeamBanking, payments, gift cards & technology
Two-Country TeamUnited States + India
Our Vision

Reimagine What a Gift Card Can Be.

Gift cards have been around for decades, yet the fundamental experience has changed very little: buy it, give it, spend it.

PlusGiftCard began with a simple question from our founder, Avi Sengupta:

“Why should a gift card stop being useful once the gifting moment is over?”
👤

Where the Idea Came From

Drawing on nearly 30 years in banking, payments, capital markets, and financial services, Avi began looking at the gift card industry through a different lens. What started as an idea became a broader effort to understand how consumers actually buy, receive, manage, and use gift cards.

🔎

Research Before Reinvention

Through industry research, competitive analysis, conversations with consumers and industry professionals, and feedback gathered while building the PlusGiftCard platform, a consistent theme emerged: consumers wanted more flexibility, visibility, and value from gift cards.

The Opportunity

Transform the gift card from a one-time gifting product into flexible digital value.

Not just something you give. Something you can buy for yourself, earn value from, manage digitally, use over time, re-gift, swap, sell, or share—subject to the options available for each gift card.

What We Heard. What We Rethought.

Consumer frustrations became design questions.

“I buy gift cards mostly for other people.”
Why not make them useful for everyday self-use too?
“I forget how much is left on my cards.”
Why not make balances easier to manage digitally?
“I received a card for a brand I don't really use.”
Why should that value simply sit unused?
“If I'm going to spend the money anyway, what's in it for me?”
Why not reward eligible purchases with cashback?

Traditional gift cards vs PlusGiftCard

Traditional gift cards

Built for a different era

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Traditional Gift Cards…

Built for a different era.

Traditional Gift Cards…

For the Gift Sender

  • Occasional use only
  • Limited to gifting only
  • Guess the right brand
  • No rewards or cashback

For the Gift Receiver

  • Easy to lose or forget
  • Stuck with a brand
  • Hard to track what’s left
  • Carrying cards is a hassle
PlusGiftCard

Smart digital value

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Plus Gift Card

Plus Gift Card

For the Gift Sender

  • Not just for gifts
  • Spend, gift, donate, or swap
  • Select from 300+ brands
  • Earn cashback on every purchase

For the Gift Receiver

  • Always in your Digital Wallet
  • Don’t like it, donate, re-gift, swap
  • Check your balance in real time
  • No cards to carry
From Gift Card → Digital Value

A different way to think about the category.

🎁 GIFTING
GIFTING + SELF-USE

From something primarily bought for others to something consumers can also buy for themselves.

💰 FACE VALUE
MORE VALUE

Cashback can create another reason for consumers to start a purchase with a gift card.

🔒 LOCKED-IN
MORE FLEXIBLE

Eligible unused value can have more possibilities, including re-gifting, swapping, selling, or cashing out.

📱 CARD
DIGITAL EXPERIENCE

Bring buying, gifting, tracking, managing, and using gift-card value into one modern experience.

Where We're Going

We are not building another website that simply sells gift cards.

Our ambition is to help redefine the role gift cards play in everyday commerce—moving them beyond gifting and toward a more flexible, rewarding, consumer-controlled form of digital value.

Gift Cards Beyond Gifting.
See Why PlusGiftCard Is Different
What We Do

Gift Cards With More Possibilities.

More flexibility. One digital wallet. Cashback on eligible purchases. And a smarter way to protect and use gift-card value.

🎁
1. Freedom & Flexibility

Use your gift card your way.

PlusGiftCard is designed to give eligible gift-card value more possibilities— whether you're buying for yourself, gifting, re-gifting, swapping, or selling.

Key Features
Buy for YourselfPartial UseRe-GiftShareSwapSell
Can I buy a gift card for myself?

Absolutely. PlusGiftCard is not just for gifting. Buy gift cards for your own everyday shopping and earn available cashback.

Can I use part of my balance and save the rest?

Yes. Use only what you need. Your remaining balance stays available for later.

Can I re-gift or share my unused balance?

Yes. Eligible value can be re-gifted or shared with friends and family.

What if I don't want the gift card I received?

You have options. Eligible gift cards can be swapped for another participating brand or sold through PlusGiftCard.

Can I split my balance?

Yes. Use some yourself and, where eligible, gift or re-gift the rest.

Choice & Flexibility
📱
2. One Digital Wallet

No more lost cards or forgotten balances.

Keep supported gift cards, balances, and transaction activity organized digitally in one place.

Key Features
One WalletReal-Time BalanceTransaction History24/7 AccessDigital Experience
What happens if I lose my gift card?

Your PlusGiftCard value is stored digitally in your account, so there is no physical card to lose.

Do I have to keep track of balances myself?

No. See your available balance and activity digitally in one place.

Can I manage gift cards from different brands together?

Yes. Your PlusGiftCard wallet gives you one place to manage supported gift cards and balances.

Can I see my purchase and spending history?

Yes. Track your PlusGiftCard transactions and activity from your account.

Can I use my gift card online and in stores?

Where supported by the retailer, you can use your gift-card value for eligible online or in-store purchases.

Convenience & Control
💰
3. Cashback & More Value

Get more from money you were already going to spend.

Start your purchase with an eligible gift card and earn the cashback shown for that brand.

Key Features
Cashback300+ BrandsBuy Before You ShopMore Everyday Value
Do I earn cashback when I buy gift cards?

Yes. Eligible gift-card purchases earn the cashback rate displayed at the time of purchase.

When do I earn cashback?

Cashback is earned on eligible purchases according to the offer shown for that gift card.

Is cashback complicated?

No. Eligible cashback is automatically tracked in your PlusGiftCard account.

Can I use or withdraw my cashback?

Available cashback can be used or withdrawn according to PlusGiftCard's applicable terms.

How many brands can I shop?

Choose from 300+ leading retailers across shopping, dining, entertainment, travel, and more.

Cashback & Value
🔐
4. Secure by Design

A smarter approach to gift-card security.

PlusGiftCard is designed around digital account security and transaction-specific redemption, rather than relying only on a reusable gift-card code.

Key Features
Single-Use CodesDigital WalletAccount SecurityTransaction MonitoringRemaining Balance Protected
How is PlusGiftCard different from a traditional gift card?

Instead of simply giving you a gift-card code to keep track of, PlusGiftCard keeps eligible value within your digital experience until you're ready to use it.

How does redemption work?

When you're ready to make a purchase, PlusGiftCard generates a transaction-specific, single-use redemption code for the amount you need.

What happens to the rest of my balance?

Only the amount needed for your purchase is used. The remaining eligible balance stays available in your PlusGiftCard wallet.

What if someone gets access to an old redemption code?

The redemption code is designed for a specific transaction and single use, rather than functioning like a reusable traditional gift-card number.

How does PlusGiftCard help protect my account?

PlusGiftCard uses digital account security, payment authentication, transaction monitoring, and other security controls designed to help protect customers.

Secure & Smart
Our People

Built by experience. Driven by a new idea.

Our management team combines financial services, operations, technology, product delivery, analytics, and entrepreneurial experience.

Avi Sengupta

Avi Sengupta

Founder & CEO, PlusGiftCard.com

Avi Sengupta is the Founder & CEO of PlusGiftCard, created with a vision to transform the traditional gift card from a one-time gifting product into a more flexible, rewarding, and digitally managed form of value. Drawing on nearly 30 years in banking, payments, capital markets, and financial services, Avi saw an opportunity to modernize an industry that has remained largely unchanged for decades. A CPA, CFA, and MBA from the University of Iowa, Avi founded PlusGiftCard to build the next generation of gift cards—bringing together gifting, cashback, digital management, greater flexibility, and new ways for consumers to use the value they own.

Previously, Avi held senior leadership roles at Freddie Mac, U.S. Bank, Bank of America, JPMorgan Chase, and Wells Fargo, with expertise spanning financial planning, mortgage and capital markets, risk management, valuation, and product strategy. At Freddie Mac, he led development of an enterprise-wide forecasting and capital planning platform, and at U.S. Bank, he managed valuation and risk analytics for a $220+ billion MSR portfolio.

LinkedIn →
Raj Khater

Raj Khater

COO, PlusGiftCard.com

Raj Khater is the Chief Operating Officer of PlusGiftCard, bringing more than 20 years of leadership experience across JPMorgan Chase, Citi, and Wells Fargo in business strategy, operations, analytics, risk, controls, and performance management. He combines deep financial-services experience with an entrepreneurial mindset and a strong focus on execution, innovation, and data-driven decision-making.

As COO, Raj leads PlusGiftCard's day-to-day operations, strategic partnerships, execution, and go-to-market initiatives, helping build the operational foundation required to scale a next-generation gift card platform. Raj's combination of banking, operational leadership, analytics, risk management, and entrepreneurship makes him instrumental in turning PlusGiftCard's vision into a scalable consumer business.

LinkedIn →
Sudipto Sengupta

Sudipto Sengupta

India Country Head, PlusGiftCard.com

Sudipto Sengupta is the Country Head – India for PlusGiftCard, leading the company's India operations, technology and product delivery, and execution of its next-generation gift card platform. He brings more than 20 years of experience working with global consulting firms, government organizations, and multilateral institutions, with extensive experience managing teams, client relationships, and complex project delivery.

He holds a Master's in Urban Design & Planning from Virginia Tech. At PlusGiftCard, Sudipto provides the on-the-ground leadership to translate the company's vision into technology, products, and scalable operations.

LinkedIn →
Laura Coleman

Laura Coleman

Brand Ambassador, PlusGiftCard.com

Laura Coleman is a Brand Ambassador for PlusGiftCard, bringing more than 20 years of experience in talent acquisition, relationship management, and working with some of the world's most recognized consumer, technology, and financial services companies. She currently works with Blue Origin and previously held recruiting and talent leadership roles at Google, Amazon, Lowe's, Capital One, Wells Fargo, and Bank of America.

Throughout her career, Laura has focused on connecting people with organizations, understanding what motivates individuals, and building trusted relationships. At PlusGiftCard, she brings that people-first perspective to the brand—helping communicate our vision, connect with consumers, and make the PlusGiftCard experience more relatable, engaging, and human.

LinkedIn →
Advisory Board

Guided by industry experience.

Our advisors bring expertise across gift cards, payments, entrepreneurship, consumer brands, restaurants, financial services, technology, and regulation.

Bob Caruso

Bob Caruso

CEO, ServiceMac, LLC

Bob Caruso is the co-founder and CEO of ServiceMac, LLC, an entrepreneur and mortgage industry leader who built ServiceMac with a vision to create a differentiated, technology-driven mortgage servicing company. His career spans leadership roles at major financial institutions and industry organizations, including Bank of America, Wells Fargo, and Black Knight, giving him deep expertise across mortgage servicing, operations, technology, and client management.

As a founder, Bob has combined his industry experience with an entrepreneurial mindset to build and scale ServiceMac, focusing on innovation, operational excellence, strong client partnerships, and an exceptional customer experience. His ability to translate industry knowledge into a growing business distinguishes him not only as a mortgage executive, but as a builder and entrepreneur who has successfully turned a vision into an operating company.

LinkedIn →
Craig Peterson

Craig Peterson

Former Group Vice President, Blackhawk Network

Craig Peterson is a seasoned payments and gift card industry executive with more than 40 years of leadership experience spanning retail, financial services, technology, internet, and direct marketing. As a former Group Vice President at Blackhawk Network, a global leader in branded payments and gift cards, Craig brings deep knowledge of the gift card ecosystem, prepaid products, payments infrastructure, distribution, and technology strategy.

Throughout his career, he has led major technology and business initiatives, helped organizations navigate digital transformation, and developed innovative solutions across both established enterprises and emerging businesses. His combination of gift card industry expertise, technology leadership, and strategic insight makes him a valuable advisor in building and scaling next-generation payment and stored-value solutions.

LinkedIn →
Adam Golomb

Adam Golomb

Co-Founder & CEO, The Markham Team

Adam Golomb is a seasoned retail, restaurant, and consumer marketing executive with more than 25 years of experience building and transforming major consumer brands. He is the Co-Founder and CEO of The Markham Team, a new restaurant company focused on acquiring and scaling multi-unit restaurant businesses.

Previously, he served as CEO of Primanti Bros. Restaurant and Bar, where he led growth strategy, operations, digital transformation, marketing, loyalty, and concept development. Prior to Primanti Bros., Adam held senior leadership roles at Giant Eagle, where he notably led its $1+ billion third-party gift card marketplace, giving him extensive experience in gift card merchandising, retail partnerships, consumer behavior, and stored-value products.

LinkedIn →
Jim Kaplan

Jim Kaplan

Partner at Quarles & Brady LLP

Jim Kaplan is a senior banking and financial services attorney at Quarles & Brady, with extensive experience advising many of the largest U.S. financial institutions on banking regulation, M&A, compliance, governance, AML/KYC, privacy, cybersecurity, and complex transactions. He previously served as General Counsel of Brown Brothers Harriman & Co. and Associate General Counsel of Northern Trust, giving him significant experience from both the legal and banking sides of the industry. Jim regularly works with major federal and state financial regulators and advises U.S. and international financial institutions on complex regulatory matters.

A Harvard graduate and University of Chicago Law School J.D., he has also been recognized in The Best Lawyers in America for Banking and Finance Law.

LinkedIn →
Our Offices

One company. Two operating hubs.

PlusGiftCard combines U.S.-based leadership and business development with a dedicated India-based product, technology, and delivery organization.

🇺🇸

United States

Eden Prairie, Minnesota

U.S. leadership, strategy, partnerships, business development, product direction, compliance coordination, and go-to-market activities.

LeadershipStrategyPartnershipsGo-to-Market
🇮🇳

India

Kolkata, India

Product management, software development, delivery, platform operations, quality assurance, and technology execution.

ProductEngineeringDeliveryTechnology Operations

Ready to experience gift cards differently?

Whether you're buying for someone else or for yourself, PlusGiftCard gives you more ways to discover, buy, manage, and get value from eligible gift cards.